Sepa Debit Charge

Use the Charge API to initiate a new Sepa Debit Payment. Confirmation of the Charge creates the Charge object used to request payment.

Note: SEPA Direct Debit is a delayed notification payment method, which means that funds are not immediately available after payment. A payment typically takes 5 business days to arrive in your account.

Create A Charge

We recommend using our recommended payments integrations to perform the tokenization process client-side. This ensures that no sensitive card data touches your server and allows your integration to operate in a PCI-compliant way. By using client-side tokenization, you benefit from the following:

• You need to tokenize the charge object before sending it to Axxonpay's Charge API.
• You can refer to the tokenization page to handle the tokenization aspect by either using the Client Tokenization method or the Token API.

POST /v1/process/sepa-payment

const axios = require('axios');
 
const data = {
  // Add your request body data here
  token: tokenized,
};
 
const headers = {
  signature: 'sig_<Your-Signature>',
  authorization: 'key_<Your-Key>'
};
 
// Make the POST request
const response = await axios.post('https://<axxonpay-url-gateway>/v1/process/sepa-payment', data, { headers });

Parameters

Testing Sepa Direct Debit

You can mimic a successful or failed charge by first creating a token with one of the following test IBAN account numbers. Use the charge request to create a test charge that is either successful or failed.